Who can join SSS?

A self-employed person, who is not over 60 years old and has no employer other than himself/herself, and derives income of at least P1,000 a month, from a trade, business, or occupation.

Who is eligible for SSS membership?

A self-employed person, regardless of trade, business or occupation, with an income of at least P1,000 a month and not over 60 years old, should register with the SSS. Included, but not limited to are the following self-employed persons.

Can I get SSS without work?

You must first be employed in an occupation subject to and reported for SSS coverage. However, once you become a covered SSS member, you become a member for life.

What age can be a member of SSS?

at least 65 years old whether still employed/SE, working as OFW/Household Helper or not (technical retirement);

Can an 18 year old apply for SSS?

Men 18-25 can register online with a valid SSN, by using our printable registration form, or by completing a form (SSS Form 1) at the post office.

Can 50 years old apply SSS?

Member not more than 60 years old at the time of application and must be insurable. Members age 60 years at time of application will have a maximum loan term of 5 years. Member was not previously granted an SSS housing loan. Member has not been granted final SSS benefits.

Can I stop paying SSS after 10 years?

You can stop paying contributions after you make a final SSS benefit claim for total disability or retirement. Although you only need a minimum of 120 monthly contributions to qualify for a retirement pension, it doesn’t mean you should stop paying contributions once you reach this amount.

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Can I apply for SSS as a student?

Yes, if the purpose is for employment, like a summer job or part-time job for working students. Just present your birth certificate or school ID when applying for an SSS number.

How much is SSS death claim?

The minimum monthly Death Pension is P1,000 if the member had less than ten (10) Credited Years of Service (CYS); P1,200 if with at least with ten (10 CYS); and P2,400 if with at least twenty (20) CYS.

Can I apply for SSS without a job?

You must first be employed in an occupation subject to and reported for SSS coverage. However, once you become a covered SSS member, you become a member for life.

How can I get SSS without job?

Even if you are unemployed, it’s still a good idea to be a voluntary member of SSS.

The following are acceptable:
  1. Baptismal certificate.
  2. Driver’s license.
  3. Passport.
  4. Professional Regulation Commission (PRC) card.
  5. Seaman’s Book (seafarer’s identification and record book)
Even if you are unemployed, it’s still a good idea to be a voluntary member of SSS.

The following are acceptable:
  1. Baptismal certificate.
  2. Driver’s license.
  3. Passport.
  4. Professional Regulation Commission (PRC) card.
  5. Seaman’s Book (seafarer’s identification and record book)

Who needs SSS?

A self-employed person, who is not over 60 years old and has no employer other than himself/herself, and derives income of at least P1,000 a month, from a trade, business, or occupation.

How much is SSS monthly pension?

The higher the MSC and the longer you pay your contributions, the higher your SSS monthly pension will be. Retirees in the Philippines can receive as much as PHP 18,495 and as low as PHP 2,000 as a monthly pension.

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What is the highest SSS pension?

To date, the highest amount of pension being paid by SSS for a retiree-pensioner is P18,945 while the minimum amount of pension is P2,000. These include the P1,000 additional benefit. The SSS continues to develop its benefit and loan programs to fit the needs of its members.

How much is SSS per month?

How Much is My SSS Contribution? For 2021, SSS set its contribution rate at 13% of the monthly salary credit (MSC) that’s up to ₱25,000. Employers and employees share the current rate where 8.5% of contributions come from employers, and employees give 4.5% worth of contributions to SSS.

What is the age for SSS?

at least 65 years old whether still employed/SE, working as OFW/Household Helper or not (technical retirement);

Do death benefits expire?

Widows and widowers

Generally, spouses and ex-spouses become eligible for survivor benefits at age 60 — 50 if they are disabled — provided they do not remarry before that age. These benefits are payable for life unless the spouse begins collecting a retirement benefit that is greater than the survivor benefit.

Can you lose your pension?

Employers can end a pension plan through a process called “plan termination.” There are two ways an employer can terminate its pension plan. The employer can end the plan in a standard termination but only after showing PBGC that the plan has enough money to pay all benefits owed to participants.

What will happen to my SSS contribution if I stop paying?

Once you become an SSS member, you’re covered for life even if you miss your monthly payments. There’s no penalty for individual members who fail to pay their contribution for a certain period. However, the SSS doesn’t allow members to make retroactive payments just so they qualify for a loan or benefit.

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